Being permanently excluded from the workforce for reasons that are not provably age discrimination may be dispiriting, but, as long as you’ve set aside four per cent of your seven-figure salary, you may think you’ll still be able to retire in style. Indeed, it might seem that way until, just after you come to terms with your unemployability, your house is carried away by a large drone with claws, like in one of those arcade games at the bowling alley. Buying a new house is going to set you back, and that’s why we recommend putting an additional twenty per cent of your income during your working years into a Roth IRA. Presuming your salary is high, that twenty per cent is mid-six-figures or more. If your account yields good interest, that should set you up to make a down payment on a new, smaller house that’s bolted to its foundation so a drone can’t steal it.