NYTIMES  |  Business

How a Puzzling 401(k) Plan Changed One Woman’s Life

一项令人费解的401(k)计划如何改变了一位女性的人生

Eryn Schultz helped her grocery store co-workers understand the company 401(k) when she worked at H-E-B in Texas. Now she is a full-time professional financial adviser.

Eryn Schultz helped her grocery store co-workers understand the company 401(k) when she worked at H-E-B in Texas. Now she is a full-time professional financial adviser.

2026-01-11  1266  困难
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The formula for the generous match was complex enough that some of her hourly employees didn’t quite grasp how good the match was. There were not enough educational materials in Spanish, even though it was many workers’ first language. And the fees in the mutual funds for the Texas-based company, which has over 165,000 workers, seemed high.

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